Here is a full list of Loan Apps without CRB checks in Kenya.
Kenya has seen a sudden rise in the number of mobile phone users. As a result, many individuals use their phones to access financial services, which are often more affordable and more convenient than going into an office or bank.
All lenders have to know their clients, and part of the process is checking whether a customer is a favorable loanee or not.
That is where the CRB comes in. CRB in full is Credit Reference Bureau, an entity directed to collect your credit history and deliver this to lenders.
Last year, The Central Bank of Kenya banned many mobile loan apps from accessing CRB services.
So in this report, I will list loan apps without CRB Check in Kenya.
Digital Lenders without CRB Check
The tracking are mobile loan apps in Kenya without CRB check:
Tala has been a popular loan app in Kenya for periodic years now.
Since they don’t need CRB to endorse a loan, it is easy to get authorized, and the process takes shorter time. Although, they will attempt to check your phone data like M-Pesa messages to decide if you are a loyal customer or not.
Okash is a Kenyan-based company that delivers loans to people without CRB checks. They have been officially operating for some time now and offer customers the opportunity to borrow up to Ksh 70,000.
They can fast assess your creditworthiness by using data like Mpesa commerce or phone calls on your mobile phone.
The famous mobile loan app has also been blocked from accessing CRB. Branch is a Kenyan-based online lender that delivers loans to people without CRB checks.
Their rates are more elevated than Okash’s, but they take less time to process your application since they don’t require you to run for it at their branches.
Loan amounts vary from Ksh 250 to KES 70,000 with repayment duration between one month and 365 days.
The Branch loan is accessed via an app where customers can devote any time of day or night as long as they are linked on their mobile phone—even when there is no network linkage.
The Opesa loan app is another choice that requires no CRB checks. Opesa offers loans with a good rate of 36% per annum.
Their repayment duration range from one month to three months relying on your needs—you can repay any time before it is expected up until you reach a total repayment term of 6 months. The application procedure takes about five minutes on their app utilizing just your phone number and email address as identification.
Fadhili Loan app
Fadhili app is another mobile loan app that delivers loans to Kenyans. The application procedure only requires the user to enter their phone number, name, occupation, monthly salary, email address, and desired loan amount with repayment terms varying from one month to 3 months.
Other mobile loan apps burned from accessing CRB services
This is the full list of mobile loans in Kenya without CRB clearance:
Usawa Loan app
Kano Loan App
Upazi loan appPalm Loans Kenya
Kenya Quick Loan Shop
Okoa Cash Loans
Kava Personal Loans
Okoa Pesa pap
Kenya Quick Loans Market
Instant Cash- Reliable Money
Umba (Formerly Mkopo Kaka)
Okoa 0% Interest Loans
Kash Pesa Loans
Fair Branch: Instantly and Accuracy
Top Loan Lenders
HiCash Quick and Easy Loans to MPESA
Loans Chap Chap
Okolea Quick Loans
Dolax loan app
Craft loan app
Utajiri loan app