This article will guide you on how to check CRB status online in Kenya.
What on earth would you do if you are rejected financial assistance at a time when you required it most? Many people have problems when borrowing because they find themselves blocklisted on CRB. Lucky for you, I have created this post on CRB check online in Kenya, so read on.
CRB, which in full stands for Credit Reference Bureau, lenders proffer details of individuals who fall to repay their loans. It is, thus, essential that one does a CRB status check regularly to verify their CRB status.
Here is how to review CRB status in Kenya.
How to Check CRB Status in Kenya
There are three credit connection bureau institutions with authority to check on non-performing loans. Here is a index of these CRB institutions in Kenya:
Checking CRB status on Metropol
Metropol CRB is a registered and authorized credit referencing firm in Kenya today. Besides honor referencing, Metropol also offers credit control, credit rating, and consultations.
First, you must access the Metropol Website, download the Metropol Crystobol app, or just dial *433#. Metropol is the most trustworthy platform when checking for CRB status online.
To enlist and check CRB status with Metropol, follow the process below.
Pay Ksh.50 via PayBill Number 220388
Enter your Id no as Account Number
You will obtain a confirmation message with exceptional code details, a Reference Number, and a special link.
After registration, just Dial *433#
Input your Identification card Number.
you will obtain an SMS with your CRB Components
Another method to check CRB status on Metropol CRB is by seeing the Metropol Website or using the Metropol Crystobol app established on your phone. This is only likely after making registration payments using the procedure explained above.
Metropol gives a credit scores between 200 & 900. If your score is bellow 400, it indicates you are a defaulter and cannot access loans from lenders. Scores exceeding 400 mean you are a suitable borrower, and lenders can give you money but with many notifications. On the other hand, exemplary scores close to 900 ways you are right, and compensating loans and lenders can fast provide you with cash.
To check who relaid you to the CRB by Metropol, you ought to pay Ksh.50, and to get a clearance certificate, you ought to pay Ksh.2200 after removing your loans.
CRB Check through CreditInfo Kenya CRB
CreditInfo Kenya is possessed by Creditinfo International, part of the Creditinfo Group. Creditinfo Group is a international company operating credit bureaus in Europe, Central Asia/ the Caribbean/The Middle East, and the Sub-Saharan Africa.
Credit Info only provides information according to the notices they receive via email.
Fill in the credit proposal form to obtain your approval certificate.
If your Credit Report curries wrong information, you must fill a Credit Report Altercation Form.
Checking CRB status in Kenya through Transunion
Transunion is an transnational credit referencing company based in Johannesburg, South Africa. The company has largely expanded its services to other nations in Africa, including in Kenya.
Transunion can be accessed via SMS line 21272 or the Transunion website. Also, you can access this podium through the Transunion Nipashe app.
The Nipashe app can be obtained from the google play store and installed on mobile devices.
To enlist on Transunion, follow this procedure.
Send your correct names to 21272
Enter your correct ID number
Select CC (Credit Information)
Wait for a response Message with Credit status.
“Good” will suggest you are not blocked and have a satisfactory credit score, while “Default” will imply that you are a defaulter, so you can not access loans.
How to check CRB status for free
You can as well access a free credit report onetime a year from Transunion. Nevertheless, you can access more than one after paying Ksh.650 to PayBill 212121 and utilizing your phone ID number as the account number.
To get a clearance certificate through Transunion, you will spend a Ksh. 2,200 fee to the PayBill number 212121 & enter your ID number as the Account Number. After paying, send your Mpesa notification to [email protected] to claim your certificate.
Now that I have demonstrated to you how to check your CRB status, you will study your creditworthiness before reaching out for a loan. It is advised that you check your credit quality with all three platforms since some lenders are presuming defaulters to all three bureaus.