HomeFINANCEHow to Increase Fuliza Limit in 2022

How to Increase Fuliza Limit in 2022

In this report, I will offer you a simple trick to improve the Fuliza limit so you can access a more elevated overdraft amount.

Fuliza is an NCBA product presented through Safaricom M-Pesa. The service permits M-PESA customers to meet their M-PESA transactions when insufficient funds are in their MPESA account.
In other words, Fuliza is an overdraft installation for all M-Pesa users that allows users to complete paying a service or send money even if they don’t have sufficiently.
Let’s dive right into how to improve Fuliza limit step by step:

How to Increase Fuliza Limit

Here is how you can improve the Fuliza limit to a higher amount:
Step-1: Make sure you have been using the benefit for a while and be someone who reciprocates the loan on time. Infact Safaricom themselves recommend that their clients continue using Safaricom and M-PESA assistance frequently and repay Fuliza M-PESA on time by transcending up your M-PESA account.

Step 2: Opt out of Fuliza MPesa. If you don’t understand, here is how to opt-out of Fuliza MPesa:
Dial *234# on your mobile phone
Select the Fuliza alternative
Select Opt-out
If you are operating the MySafaricom app, here is how to opt-out:
Log in to the app
Pick M-Pesa
Choose Fuliza M-Pesa
Click on Opt-out
Step 3: Activate Fuliza also by Dialing *234# or via the MySafaricom app. You should see your latest limit if everything goes well.
You might obtain a new limit, or they will repair M-Pesa, restore Safaricom, and restore your previous limit.

How to fuliza mpesa loan

Here is how to get initiated with the Fuliza Mpesa loan:
You should be an MPesa user and have an operational Safaricom line.
Your Safaricom line must have been operational for the previous six months
When you meet the above conditions, go to your phone and dial *234#, and pick Fuliza M-Pesa to opt-in.
Alternatively, if you have the My Safaricom Application, you can use it to get a Fuliza m-pesa loan.
M-Pesa will automatically assign a Fuliza limit, so you can’t use more than this limit.
To refund the loan, all you have to do is the deposit to M-Pesa or obtain money from your M-Pesa. They will subtract the money automatically once it reaches to your account.
So every time you ought to pay something or send money to someone, but your MPesa account is low, Fuliza will request you to use the service to send.
Kindly record: When you opt into Fuliza, you can only top up within your limit.
I have demonstrated this in the last section on ways to improve Fuliza limit.



  1. Very good blog! Do you have any tips for aspiring writers?

    I’m planning to start my own blog soon but I’m a little lost
    on everything. Would you suggest starting with a free platform
    like WordPress or go for a paid option? There are so many choices out there that I’m totally confused ..

    Any ideas? Thank you!


    • Dear friend I would advise you to just budget with money you have if you can afford to pay just do that on the other hand if you are not in a position to do so just go free all that do matters is your contents. Thanks


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