HomeFINANCEUSSD codes for loans in Kenya Updated 2022 list

USSD codes for loans in Kenya Updated 2022 list

With the emerging mobile lending market in Kenya, many mobile loan service providers find creative ways to improve their service delivery and stay above the contest. For example, we have made a list of USSD codes for loans in Kenya. Therefore, many mobile lenders have made it easy for their clients to access loans on the spot by simply dialing a USSD code on their smartphones. Who felt that a time would come when we could bank and obtain loans with USSD codes?

What is USSD

USSD (Unstructured Supplementary Service Data), also understood as ‘Quick Codes,’ has always been understood as a means of accessing mobile network providers. These USSD codes come in convenient when you run out of mobile data or have inferior internet connectivity.
Employing USSD codes to access loans comes with its bonuses.
It is easy to use.
Fast response time.
It is functional round the clock.
No mobile data charges.
You can use it to access your account balance.
It can also follow your financial transactions.

What is USSD Banking

USSD banking documents that part of banking operations that supplies customers with a short offline solution to assessing mobile financial transactions. There is no internet link needed, and once you have the proper code for each bank, you can bank from the comfort of your home. In addition, USSD can evaluate loans and other transactions through an interactive concise displayed menu on your mobile screen.

How to apply for loans using USSD in Kenya

The organized way of applying for a loan through USSD is short and clear. All you need is:
Identify your mobile loan lender
Take notation of the mobile loan lender’s USSD code
Meet all the provisions required of you
Dial the USSD code on your mobile phone
Furnish the details asked by the prompt
Obtain your loan


49 USSD codes for fast and instant loans in Kenya

We took the time to investigate and compile an extensive list of mobile loan lenders in Kenya. Scroll down to view and choose your preferred quick loan USSD code & service provider.

Platform  USSD Code for loans
Pi Capital Ltd *879*99#
Premier Credit *241#
Stanbic Bank *208#
Chase Bank of Kenya *275#
Commercial Bank of Africa *654#
Consolidated Bank *262#
Diamond Trust Bank *385#
Equatorial Commercial Bank *286#
Equity Bank of Kenya *247#
Extend Money Services *676#
Family Bank of Kenya *325#
Faulu Microfinance Bank *339#
Safaricom/NCBA/KCB Bank *234#
Gulf Africa Bank *399#
Gusii Mwalimu SACCO *879#
Century MFB *871#
HF Group (Housaing Finance Company) *618#
I&M Bank Limited *458#
Jamii Bora Bank *344#
Safaricom/KCB *844#
First Community Bank *342#
Mobile Opulence Ltd *610#
K-Rep Bank *527#
Kenya Women Finance Trust *378#
Musomi Microfinance Institution *279#
Maisha Bank *281#
National Bank *625#
NCBA Bank *654#
Ndege Chai Sacco *882#
NIC Bank Limited *488#
OkoaMia Ventures *628#
Okoa Sasa *628#
Okoa Thao *660#
Okolea Int. *842#
Kopa doh *610#
Sotiwa *243*90#
Paddy Micro Investments *269#
Telkom *133#
Pezesha Africa Ltd Text ‘Pezesha’ to 22235
Post Bank *498#
Rafiki Microfinance Bank *366#
Standard Chartered Bank  *722#
SMEP Microfinance Bank *741#
Sotiwa Ltd *243*90#
Stima SACCO *489#
Barclays *848#
Transaction Bank of Kenya *862#
MyCredit *322#
Zenka Finance *841#

Requirements for getting loans using USSD

As interactive and short as USSD codes could be, it has their conditions, which are:
You must have an account with the bank; where the bank must have had your confidential information like name, account details, & other things
Have your sim card recorded with the bank
Dial your code using the documented sim card.


You won’t have to go via the stress of downloading and establishing the app before getting your loan. Sometimes, the loan apps may not be compatible with your smart-phone or tablet. But, with a single USSD code dial, you can acquire a loan for half the time you would have expended on the android app.




Please enter your comment!
Please enter your name here

- Advertisment -

Most Popular